Terms of Use

Last Updated: November 2025

1. Agreement to Terms

Welcome to Big Time Finance (“we,” “our,” or “us”). By accessing or using our website BigTimeFinance.com (the “Site”), you agree to comply with and be bound by these Terms of Use (“Terms”).

If you do not agree with these Terms, please do not use our Site.

2. Purpose of the Site

The Site provides information and application tools for commercial financing, including but not limited to semi-truck, trailer, and equipment loans.

We act as an independent commercial finance brokerage, connecting applicants with verified third-party lenders.

Big Time Finance does not directly lend money, issue credit, determine approval outcomes, or set final financing terms.

3. Eligibility

By using this Site, you represent that:

  • You are at least 18 years of age and legally able to enter binding contracts

  • You are submitting information for business or commercial purposes only

  • All information you provide is true, accurate, and complete to the best of your knowledge

  • You have authority to submit information on behalf of the business identified in the application

Our services are intended exclusively for business entities and commercial operators in the United States.

4. Use of Information

When you submit an application or contact form, you grant Big Time Finance permission to:

  • Review and evaluate your submission

  • Share your information with verified lending partners for financing evaluation

  • Communicate with you about your application or related financing opportunities

  • Process, store, and internally evaluate application data for underwriting preparation, workflow automation, and lender matching

We will handle all information in accordance with our Privacy Policy.

5. No Guarantee of Approval

Submission of an application through our Site does not guarantee financing approval.

Each lender independently determines eligibility, creditworthiness, and loan terms.

Big Time Finance does not control or influence lending decisions.

Information provided on this Site does not constitute financial, legal, or tax advice. Applicants should consult their own advisors before entering into any financing agreement.

6. Disclaimer of Warranties

Our Site and its content are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied.

We do not warrant that:

  • The Site will be uninterrupted, error-free, or free of harmful components

  • Information on the Site is always complete, accurate, or current

  • Any rate estimates, payment examples, or financing scenarios are illustrative only and not binding offers

You use this Site at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Big Time Finance and its affiliates, owners, and employees shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or relating to:

  • The use or inability to use this Site;

  • Decisions or actions taken based on Site information;

  • Dealings with lenders or third-party service providers.

If you are dissatisfied with any part of the Site, your sole remedy is to discontinue use.

8. Third-Party Links and Partners

Our Site may contain links to third-party websites or services not owned or controlled by Big Time Finance.

We are not responsible for the content, privacy practices, or actions of these third parties.

Use of external links is at your own discretion and subject to each site’s own policies.

9. Intellectual Property

All content on this Site, including logos, graphics, text, and layout, is the property of Big Time Finance and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, or modify any part of the Site without written permission.

Unauthorized use may result in civil or criminal penalties.

10. Indemnification

You agree to indemnify and hold harmless Big Time Finance, its affiliates, owners, and employees from any claims, damages, or expenses arising from:

  • Your use of the Site;

  • Your violation of these Terms;

  • Any inaccurate or false information you provide.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Any disputes shall be resolved in state or federal courts located in Florida.

12. Changes to These Terms

We may update or revise these Terms periodically. The “Last Updated” date will reflect the most recent version.

Continued use of the Site after changes constitutes your acceptance of the updated Terms.

13. Contact Information

For questions about these Terms, please contact us at:

Big Time Finance
Email: tos@bigtimefin.com
Phone: +1 (727) 598-6483
Hours: Monday–Friday, 8:00 AM – 5:00 PM CST
Website: https://bigtimefinance.com
Mailing Address: 7901 4th St N STE 300, St. Petersburg, PINELLAS COUNTY, FL 33702 USA