Privacy Policy

Last Updated: November 2025

1. Introduction

Big Time Finance (“we,” “our,” or “us”) is committed to protecting your privacy and maintaining the security of your personal and business information. This Privacy Policy explains how we collect, use, and safeguard the information you share through our website BigTimeFinance.com and any related pages (collectively, the “Site”).

By using this Site or submitting a financing application, you agree to this Privacy Policy.

2. Information We Collect

We collect the following types of information to provide and improve our services:

A. Business and Applicant Information

  • Legal Business Name, DBA, and Business Address

  • Business Structure and Time In Business

  • Employer Identification Number (EIN), if applicable

  • DOT or MC Number, if applicable

  • Applicant Name, Email Address, Phone Number, and Role within the business

  • Estimated Monthly Revenue and other self-reported business details

B. Equipment and Financing Information

  • Equipment or Vehicle Type and Condition

  • Make, Model, Year, VIN, or Serial Number, Mileage, Hours, or Capacity

  • Purchase Price, Down Payment amount, and Desired Loan Term

  • Seller or Dealer Name and Contact Information

  • Estimated Credit Range and other self-reported financial information relevant to underwriting

Note: Providing additional optional details may help improve lender matching and speed up the review process, but not all fields are required to submit the application.

C. Automatically Collected Information

We may collect information automatically through cookies or analytics tools, including:

  • IP address and browser type

  • Device and operating system information

  • General usage data, such as page views and time spent on the Site

This information helps us understand how visitors use our Site and improve our services.

3. How We Use Your Information

We use the information we collect to:

  • Evaluate and process financing applications

  • Match applicants with appropriate lending partners

  • Communicate with you regarding applications, status updates, or inquiries

  • Improve our website, application forms, and overall customer experience

  • Comply with applicable laws, regulations, and contractual obligations

We do not sell, rent, or trade your personal or business information.

4. Information Sharing

We share information only when necessary and for legitimate business purposes:

  • With Lending Partners: To evaluate, underwrite, or process financing requests

  • With Service Providers: Trusted vendors who support website hosting, security, analytics, or operations

  • For Legal or Regulatory Reasons: When required to comply with applicable law, regulation, or legal process

All partners and service providers are required to safeguard your information and use it solely for its intended purpose.

5. Data Security

We use industry-standard security measures, including HTTPS/TLS encryption, to protect data transmitted through our website.

Our hosting provider, Squarespace, stores data on secure servers and maintains its own security controls. We also apply administrative and technical safeguards designed to protect against unauthorized access, disclosure, or misuse.

While no system can be guaranteed to be completely secure, we take reasonable steps to protect your information.

6. Data Retention

We retain application data and related information only for as long as necessary to:

  • Evaluate financing requests

  • Maintain business records

  • Comply with legal, regulatory, or contractual requirements

You may request deletion of your information by contacting us using the details below, subject to applicable legal or record-keeping obligations.

7. Cookies and Analytics

We may use cookies and analytics tools (such as Google Analytics) to understand website usage and improve site performance.

You can control or disable cookies through your browser settings. Disabling cookies may affect certain site functionality.

8. Your Rights and Choices

Depending on your location and applicable law, you may have the right to:

  • Access, update, or correct your information

  • Request deletion of your data

  • Withdraw consent for certain uses of your information

  • Request information about how your data is shared

To exercise these rights, contact us at privacy@bigtimefin.com.

9. Business Use Only

Our services are intended for commercial and business use only.

We do not knowingly collect information from individuals under the age of 18.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected by an updated “Last Updated” date.

Continued use of our website after changes are posted constitutes acceptance of the revised policy.

11. Contact Us

If you have questions or concerns regarding this Privacy Policy, please contact us:

Big Time Finance
Email: privacy@bigtimefin.com
Phone: +1 (727) 598-6483
Hours: Monday–Friday, 8:00 AM – 5:00 PM CST
Website: https://bigtimefinance.com
Mailing Address: 7901 4th St N STE 300, St. Petersburg, PINELLAS COUNTY, FL 33702 USA